SACRAMENTO – State Controller John Chiang on Friday released a new actuarial report showing the 30-year cost of providing health and dental benefits for state retirees is $62.1 billion.
"Even as California continues its struggle to get back on firm fiscal footing, we must begin to address our obligation to pay health and dental benefits for current and retired state employees," Chiang said. "Even slight amounts set aside will help lessen the impact on future generations, and ensure that we fulfill our responsibilities to the state workforce and our taxpayers."
The unfunded obligation as of June 30, 2011, grew $2.2 billion from the $59.9 billion obligation identified as of June 30 2010.
The accrued liability grew less than expected due to favorable health care claim experiences linked to a combination of fewer claims, less expensive claims, less utilization of services, and the implementation of new California Public Employees' Retirement System’s (CalPERS) health programs designed to reduce costs.
While state pensions are prefunded, allowing investment returns to reduce liabilities, California pays for retiree health benefits on a "pay-as-you-go" basis, or the minimum amount needed to fund the costs as they are due.
The latest actuarial report estimates California’s obligation for retiree health and dental benefits, also referred to as Other Postemployment Benefits (OPEB), based on two different funding scenarios:
Recognizing that fully funding the health and dental benefits obligation is unlikely given the state's tight budget, Controller Chiang noted that even incremental steps toward prefunding the obligation would significantly reduce the state’s liability.
For example, if the State prefunded just 10 percent of its obligation, it would only need to pay $160 million more than its current pay-as-you-go contribution. However, that additional payment would shave $2.7 billion off of the state's unfunded liability.
Prefunding 25 percent of its obligations would cost the State $400 million more than the pay-as-you-go contribution, but would reduce the total unfunded liability by $6.54 billion.
In 2004, the Governmental Accounting Standards Board Statement 45 (GASB 45) required states and local governments to publicly disclose the future costs of paying for post-employment benefits other than pensions for current state retirees and employees.
Chiang commissioned California’s first report shortly after taking office in 2007. This report is the fifth to be issued under his administration.
While GASB 45 does not require states to fully fund its obligations, all three credit rating agencies have urged states to at least have a funding plan in place to avoid any future downgrades.
The actuarial report and a chart showing how much prefunding would cut future costs can be found on the controller's Web site at www.sco.ca.gov.
SACRAMENTO – Dr. Ron Chapman, director of the California Department of Public Health (CDPH), is warning consumers not to eat four ‘Rewari’ candies imported from India, after tests conducted by CDPH found that all four exceed state standards for lead.
Those candies are HB Rewari Gur-Coin (Jaggery Candy), HB Rewari Sugar-Coin (Sugar Candy), HB Rewari Sugar-Flat (Sugar Candy) and HB Rewari Sugar-Round (Sugar Candy).
Consumers in possession of these candies should discard them immediately.
CDPH testing showed that HB Rewari Gur-Coin (Jaggery Candy), HB Rewari Sugar-Coin (Sugar Candy), HB Rewari Sugar-Flat (Sugar Candy) and HB Rewari Sugar-Round (Sugar Candy) candies contained as much as 0.12, 0.11, 0.78, and 0.37 parts per million (ppm) of lead, respectively. California considers candies with lead levels in excess of 0.10 ppm to be contaminated.
HB Rewari Gur-Coin (Jaggery Candy), HB Rewari Sugar-Coin (Sugar Candy), HB Rewari Sugar-Flat (Sugar Candy) and HB Rewari Sugar-Round (Sugar candy) candies are distributed by Nuts & Spice Co., in Union City, CA. CDPH is working with the distributor to ensure that the contaminated candies are removed from the market place.
HB Rewari Gur-Coin (Jaggery Candy), HB Rewari Sugar-Coin (Sugar Candy), HB Rewari Sugar-Flat (Sugar Candy) and HB Rewari Sugar-Round (Sugar Candy) candies are sold in a clear plastic package with a net weight of 800 grams (28 oz.).
In the center of the package is a red label. “HB” appears at the top of the label in a yellow background. The specific candy name appears in the center of the label.
All four candies are flat, light brown, oval-shaped and contain seeds. The candies are visible through the package.
Pregnant women and parents of children who may have consumed these candies should consult their physician or health care provider to determine if medical testing is needed.
Consumers who find any of the candies for sale are encouraged to call the CDPH Complaint Hotline at 1-800-495-3232.
For more information about lead poisoning, contact your local childhood lead poisoning prevention program or public health department.
You can find additional information about these products and other food safety issues on the CDPH Web site, www.cdph.ca.gov.
LAKE COUNTY, Calif. – Adjusting to life with a new baby is never easy. Most people expect mothers to take this enormous life change in stride, but sometimes things don’t work out as planned.
While it is quite normal for mothers to feel overwhelmed, anxious or sad immediately following childbirth, these symptoms normally dissipate within one or two weeks.
Occasionally, a mother’s experience goes beyond the “baby blues” and becomes too much to bear.
Perinatal mood disorder (PMD) can befall any mother, regardless of ethnicity, social and economic status, or education. In fact, the condition affects up to one quarter of all women after childbirth and sometimes before.
The spectrum of PMD is broad, but every degree of the affliction can affect the bonding between a mother and her baby.
In this way, the disrupting effects of PMD can linger for a lifetime. PMD can even be severe enough to put the lives of the mother and baby at risk.
While PMD strikes without prejudice, there are several factors that can compound even mild cases.
Financial hardship and isolation are two contributing factors that are especially prevalent in Lake County.
While most of us know what being short on money feels like, it is harder to imagine being a mother without significant support from family and friends, especially when the chaos is accompanied by unwelcome and uncontrollable feelings.
As one of the lead support resources for Lake County moms, Mother-Wise offers a multi-faceted network of support, with two programs designed to help expecting and new mothers avoid, or cope with, PMD. Relief comes in the form of one-on-one home visits with volunteer companions, and facilitated weekly meetings where mothers come together to relax and share their experiences.
As a PMD prevention program, Mother-Wise services are available to all Lake County moms, whether symptomatic or not.
In the Saathi home visiting program, kind and caring volunteers receive special training that helps make them more effective companions. Saathi is a Sanskrit (East-Indian) word that means “woman companion.”
Training seminars focus on active listening, non-judgment, and other skills and techniques that enable the Saathi to help a mother more effectively.
The training also teaches how to recognize when a mother’s condition would benefit from professional help. After completing the training, the Saathi is matched with a mom in their local area.
From there, the mother and Saathi decide the frequency and duration of home visits.
As the second part of their program, Mother-Wise hosts weekly gatherings for mothers and their babies in three Lake County locations.
With a different focus each week, the meetings give moms a well-deserved break, and an opportunity to meet and interact with other moms from their community. Lakeport, Middletown and Clearlake meetings are held every Wednesday, Thursday and Friday, respectively.
Lakeport and Middletown meetings are from 9 a.m. to 11 a.m., and Clearlake meetings are from 10 a.m. until noon. Moms share the time with their babies, while childcare is provided for their other children under five years old.
Throughout February, Lakeport’s meetings feature instruction on nurturing touch and infant massage. Themes for Middletown and Clearlake are to be announced.
The demand for home visiting services is steadily growing and Mother-Wise is always seeking new volunteers.
The next Saathi training seminar is on Saturday, Feb. 25, in Clearlake.
This is a one-day training that will fully prepare volunteers for home visiting with Lake County moms.
To enhance the core training they receive, Saathis are encouraged to attend monthly meetings on the second Tuesday of every month.
The meetings usually feature a presentation relevant to their experience, and also offer a chance to meet and learn from one another in a social setting.
These meetings are also open to prospective volunteers interested in learning more about Mother-Wise.
Whether you are interested in giving or receiving help, Mother-Wise would love to hear from you.
Please call Jaclyn Ley, at 707-349-1210, for more information.
“This report card is an important tool, because it provides consumers with more information about the quality of care so they can make choices that best serve their health care needs,” said Commissioner Jones.
“I want to encourage all Californians to take a look at the findings of the PPO report card before they shop for new health insurance,” said Jones. “As we approach 2014 and the full implementation of health care reform, access to information about health insurance products will become more and more critical. Consumers want information about the quality of available care and this report card provides useful data.”
Plans were ranked with one to four stars in various categories depending on how well they met national standards and how patients rated them in areas such as scheduling appointments and customer service.
Now in its third year, the PPO report card assessed six of California’s largest PPOs.
None of the six PPOs on the report card received the highest four-star rating, but Aetna, Cigna and UnitedHealthcare Insurance Co., Inc. (California) each received three stars overall for delivering quality clinical care.
Anthem Blue Cross, Blue Shield of California and Health Net of California PPO each received two stars overall in that category. Rating criteria included asthma care, checking for cancer, diabetes care and treatment of children.
The PPO report card is available now at www.insurance.ca.gov.
Consumers with insurance questions should contact the Department of Insurance’s help line at 800-927-HELP.