A new report shows that foreclosure activity is up nationwide in the first half of this year, continuing an upward trend.

The Mid-Year 2025 U.S. Foreclosure Market Report, created by the real estate analytics firm ATTOM, shows there were a total of 187,659 U.S. properties with foreclosure filings — default notices, scheduled auctions or bank repossessions — in the first six months of 2025. 

That figure is up 5.8 percent from the same time period a year ago and up 1.1 percent from the same time period two years ago.

“Foreclosure activity continued its upward trend in the first half of 2025, with increases in both starts and completed foreclosures compared to last year,” said Rob Barber, CEO at ATTOM. “While the overall numbers remain below pre-pandemic levels, the persistent rise suggests that some homeowners are still facing financial challenges amid today’s housing and economic landscape.”

States that saw the greatest increases in foreclosure activity compared to a year ago in the first half of 2025 included Alaska (up 55 percent); Rhode Island (up 51 percent); Wyoming (up 46 percent); Utah (up 46 percent); and Colorado (up 41 percent).

Nationwide, 0.13 percent of all housing units (one in every 758) had a foreclosure filing in the first half of 2025.

States with the worst foreclosure rates in the first half of 2025 were Illinois (0.23 percent of housing units with a foreclosure filing); Delaware (0.23 percent); Nevada (0.21 percent); Florida (0.21 percent); and South Carolina (0.20 percent).

Other states with first-half foreclosure rates among the 10 worst nationwide were Indiana (0.18 percent); New Jersey (0.18 percent); Connecticut (0.17 percent); Ohio (0.16 percent); and Texas (0.15 percent).

Foreclosure starts up 7 percent from last year

A total of 140,006 U.S. properties started the foreclosure process in the first six months of 2025, up 7 percent from the first half of last year and up 41 percent from the first half of 2020.

States that saw the greatest number of foreclosure starts in the first half of 2025 included Texas (17,680 foreclosure starts); Florida (15,198 foreclosure starts); California (14,751 foreclosure starts); Illinois (7,922 foreclosure starts); and New York (6,585 foreclosure starts).

Lenders foreclosed (REO) on a total of 21,007 U.S. properties in the first six months of 2025, up 12 percent from the first half of 2024 but down 7 percent from the first half of 2023.

States that posted the greatest number of REOs in the first half of 2025 included Texas (2,207 REOs); California (1,799 REOs); Pennsylvania (1,461 REOs); Illinois (1,439 REOs); and Michigan (1,260 REOs).