“Property protection measures are crucial for unoccupied homes and businesses,” said Julie Rochman, president and chief executive officer of the Insurance Institute for Business & Home Safety (IBHS). “Little things that go undiscovered and/or unrepaired because no one is around to notice can quickly grow into serious, much more costly catastrophes.”
The IBHS brochure “Is Your Home Alone?” outlines things property owners can do to protect their homes while they are vacant.
Among the most important things homeowners should do include:
Keep wind and water out – Ice and snow accumulation on tree branches could cause them to break off and fall. You should routinely inspect trees on your property and make sure limbs and branches are cut back 5 feet to 6 feet from roof and wall surfaces. Check for signs of roof leaks and have any leaks fixed. Clean gutters to ensure good drainage; this will reduce the chances of ice dam formation.
Don’t let it get too cold – Thermostats in a vacant home should be set to no lower than 68 degrees to prevent pipes from freezing.
Shut off the water and gas – Water heaters, appliances, and pipes (PVC and copper) can leak or burst, which can cause major damage in an unattended home. The best protection is to shut the main water supply valve. When shutting the water off, also turn off power or gas to the water heater (or the gas company can do this for you).
Leave electricity on – Advise utility companies of dates that the house will be vacant. Ask to be notified in the event of high usage or an emergency. Many utility companies now offer automatic email notification that consumers can receive via smart phones and other handheld devices.
Install exterior and interior motion or timed lighting – This will act to ward off potential animal infestation and criminal activity, and give the appearance that someone is home.
Try to make the property appear occupied – This will help reduce the risks of vandalism or other crime. Have a snow removal service plow your driveway and clear sidewalks and steps. Have the service remove snow off the roof to prevent collapse or water entry as the snow melts.
In addition to the steps listed above, IBHS recommends the following:
Advise local fire and police departments that your building is unoccupied, and provide them with keys and/or contact information in the event of an emergency.
Advise your alarm company of the vacancy, create new security codes, and update contact information.
Ensure pollutants, chemicals or combustible materials are returned to and stored in appropriate protective cabinets and containers. Inform the fire department that there are flammable or toxic materials stored in the building and their location(s).
Visit www.DisasterSafety.org for more information about how to make your property more resistant to a variety of disasters, big and small.