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SACRAMENTO – Climate scientists warn that rising global temperatures are contributing to severe weather events-fires, hurricanes, droughts, and floods-which are causing or may cause loss of life, injuries, property damage, and economic disruptions.
Many residents may not be aware that flood damage is not covered by traditional homeowners' insurance.
Now, more than ever, is the time for consumers to evaluate their risk and consider purchasing flood insurance to protect their assets.
"Flood insurance may be all that stands between you and devastating financial losses," said California Insurance Commissioner Dave Jones. "As we move into the rainy season, I urge homeowners to review their coverage needs and consider a flood insurance policy. Consumers need to know their risks and prepare before disaster strikes."
Flood insurance is available through the Federal Flood Insurance Program and must be in force for 30 days prior to a flood, so experts are suggesting consumers, including those in low-risk areas consider purchasing coverage well before storms hit.
The Department of Insurance encourages consumers to review existing homeowner coverage to make sure they understand what is and is not covered when rain storms cause damage other than flooding from rising water.
The commissioner also advises consumers to prepare for potential disaster by using their smartphone to perform a home inventory to document their belongings and store it in your cloud along with scans of your deed, insurance policy and other important documents for access after a disaster.
The department has a number of resources to help consumers with insurance coverage or claim questions. The department's consumer hotline is available toll-free at 800-927-4357.
Many residents may not be aware that flood damage is not covered by traditional homeowners' insurance.
Now, more than ever, is the time for consumers to evaluate their risk and consider purchasing flood insurance to protect their assets.
"Flood insurance may be all that stands between you and devastating financial losses," said California Insurance Commissioner Dave Jones. "As we move into the rainy season, I urge homeowners to review their coverage needs and consider a flood insurance policy. Consumers need to know their risks and prepare before disaster strikes."
Flood insurance is available through the Federal Flood Insurance Program and must be in force for 30 days prior to a flood, so experts are suggesting consumers, including those in low-risk areas consider purchasing coverage well before storms hit.
The Department of Insurance encourages consumers to review existing homeowner coverage to make sure they understand what is and is not covered when rain storms cause damage other than flooding from rising water.
The commissioner also advises consumers to prepare for potential disaster by using their smartphone to perform a home inventory to document their belongings and store it in your cloud along with scans of your deed, insurance policy and other important documents for access after a disaster.
The department has a number of resources to help consumers with insurance coverage or claim questions. The department's consumer hotline is available toll-free at 800-927-4357.
- Details
- Written by: California Department of Insurance
SACRAMENTO – The California Department of Food and Agriculture is now accepting public comments on draft requests for grant applications for the State Water Efficiency and Enhancement Program and Healthy Soils Program.
The programs utilize $30 million authorized by the Budget Act of 2018, and funded through the California Drought, Water, Parks, Climate, Coastal Protection, and Outdoor Access For All Act of 2018 (SB 5).
The Healthy Soils Program was additionally appropriated $5 million from the California Climate Investments, authorized by the Budget Act of 2018.
The State Water Efficiency and Enhancement Program provides farmers and ranchers with grants to implement irrigation systems that save water and reduce greenhouse gas emissions. Projects funded through the State Water Efficiency and Enhancement Program, or SWEEP, commonly include elements such as soil, plant or weather sensors, micro-irrigation systems, pump retrofits or replacements, renewable energy, and variable frequency drives (among others).
The draft RGA for the SWEEP program is posted at https://www.cdfa.ca.gov/oefi/sweep.
Public comments on the draft RGA for SWEEP will be accepted from Oct. 26 through Nov. 9 at 5 p.m. PST (15-day comment period).
The Healthy Soils Program offers grants to farmers who take action to capture greenhouse gas emissions – such as carbon dioxide – in the soil to help combat climate change.
The Healthy Soils Program will be implemented under two separate sections: Incentives Program and Demonstration Projects.
The Incentives Program will award grants to provide financial assistance to farmers and ranchers for implementation of agricultural management practices that sequester soil carbon and reduce greenhouse gas emissions.
The Demonstration Projects will award projects that monitor and demonstrate to farmers and ranchers in California, specific management practices in agriculture that sequester carbon, improve soil health, and reduce atmospheric GHGs.
The RGAs for both the HSP Incentives Program and Demonstration Projects can be found on the CDFA Office of Environmental Farming and Innovation (OEFI) Web pages: https://www.cdfa.ca.gov/oefi/healthysoils/IncentivesProgram.html and https://www.cdfa.ca.gov/oefi/healthysoils/DemonstrationProjects.html.
Public comments on the draft RGA for HSP Incentives and Demonstration projects will be accepted from Oct. 25 through Nov. 8 at 5 p.m. P.M. PST (15-day comment period).
Comments regarding the draft RGAs must be submitted toThis email address is being protected from spambots. You need JavaScript enabled to view it. no later than the comment submission dates provided above for SWEEP and HSP.
The Healthy Soils Program is part of California Climate Investments, a statewide program that puts billions of Cap-and-Trade dollars to work reducing GHG emissions, strengthening the economy, and improving public health and the environment– particularly in disadvantaged communities.
The Cap-and-Trade program also creates a financial incentive for industries to invest in clean technologies and develop innovative ways to reduce pollution.
California Climate Investments projects include affordable housing, renewable energy, public transportation, zero-emission vehicles, environmental restoration, more sustainable agriculture, recycling, and much more.
At least 35 percent of these investments are located within and benefiting residents of disadvantaged communities, low-income communities, and low-income households across California.
For more information, visit the California Climate Investments website at: www.caclimateinvestments.ca.gov.
The programs utilize $30 million authorized by the Budget Act of 2018, and funded through the California Drought, Water, Parks, Climate, Coastal Protection, and Outdoor Access For All Act of 2018 (SB 5).
The Healthy Soils Program was additionally appropriated $5 million from the California Climate Investments, authorized by the Budget Act of 2018.
The State Water Efficiency and Enhancement Program provides farmers and ranchers with grants to implement irrigation systems that save water and reduce greenhouse gas emissions. Projects funded through the State Water Efficiency and Enhancement Program, or SWEEP, commonly include elements such as soil, plant or weather sensors, micro-irrigation systems, pump retrofits or replacements, renewable energy, and variable frequency drives (among others).
The draft RGA for the SWEEP program is posted at https://www.cdfa.ca.gov/oefi/sweep.
Public comments on the draft RGA for SWEEP will be accepted from Oct. 26 through Nov. 9 at 5 p.m. PST (15-day comment period).
The Healthy Soils Program offers grants to farmers who take action to capture greenhouse gas emissions – such as carbon dioxide – in the soil to help combat climate change.
The Healthy Soils Program will be implemented under two separate sections: Incentives Program and Demonstration Projects.
The Incentives Program will award grants to provide financial assistance to farmers and ranchers for implementation of agricultural management practices that sequester soil carbon and reduce greenhouse gas emissions.
The Demonstration Projects will award projects that monitor and demonstrate to farmers and ranchers in California, specific management practices in agriculture that sequester carbon, improve soil health, and reduce atmospheric GHGs.
The RGAs for both the HSP Incentives Program and Demonstration Projects can be found on the CDFA Office of Environmental Farming and Innovation (OEFI) Web pages: https://www.cdfa.ca.gov/oefi/healthysoils/IncentivesProgram.html and https://www.cdfa.ca.gov/oefi/healthysoils/DemonstrationProjects.html.
Public comments on the draft RGA for HSP Incentives and Demonstration projects will be accepted from Oct. 25 through Nov. 8 at 5 p.m. P.M. PST (15-day comment period).
Comments regarding the draft RGAs must be submitted to
The Healthy Soils Program is part of California Climate Investments, a statewide program that puts billions of Cap-and-Trade dollars to work reducing GHG emissions, strengthening the economy, and improving public health and the environment– particularly in disadvantaged communities.
The Cap-and-Trade program also creates a financial incentive for industries to invest in clean technologies and develop innovative ways to reduce pollution.
California Climate Investments projects include affordable housing, renewable energy, public transportation, zero-emission vehicles, environmental restoration, more sustainable agriculture, recycling, and much more.
At least 35 percent of these investments are located within and benefiting residents of disadvantaged communities, low-income communities, and low-income households across California.
For more information, visit the California Climate Investments website at: www.caclimateinvestments.ca.gov.
- Details
- Written by: California Department of Food and Agriculture
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