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"Flood insurance may be the only product that stands between you and a crippling financial loss," said Insurance Commissioner Dave Jones. "California communities have been ravaged by historic floods. I urge consumers to consider flood insurance to protect their most valuable assets."
American National's flood insurance program is a new entry into the private flood insurance market in California and does not replace the National Flood Insurance Program, which currently provides the majority of flood coverage written in the state.
This new residential private flood insurance program offers consumers a number of coverage features, including residential building property, personal property or contents, debris removal, and additional living expenses (ALE) or lost rents. The policy term is 12 months.
"Providing consumers with more choices may lead more residents to consider flood coverage," added Jones. "Many areas of California are subject to flooding from severe storms or heavy rains. I encourage more insurers to consider entering this market."
Last October the department approved a private flood insurance product by Homeowners Choice Property and Casualty Insurance Company. Homeowners Choice also covers residential building property, personal property or contents, debris removal, and ALE. The company is offering limited policies to homeowners and renters whose properties have had no flood claims in the last six years.
Commissioner Jones encourages consumers to prepare for potential disaster by using their smartphone to record a home inventory, catalog their belongings and store them in their cloud account.
Residents should also consider scanning deeds, insurance policies and other important documents and store them in their cloud for easy access.
The department has a number of resources to help consumers with insurance coverage or claim questions.
Consumers with questions or needing assistance should call the consumer hotline at 800-927-4357.
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Selected through a competitive application and review process, the grantees are the Marin County Office of Education, the Marin Economic Forum, Napa Health and Human Services, the Napa Hospitality Industry Partnership, the Marin Small Business Development Center and the Napa-Sonoma Small Business Development Center.
Projects funded by the grants include virtual/augmented reality training for businesses and students at the Marinovation Learning Center; support for businesses and individuals affected by the October 2017 wildfires; and efforts to outreach to and engage businesses to further the goals of economic and workforce development.
Applicants to the Innovation Fund identified a challenge or gap that if successfully addressed, would significantly “move the needle” on employment and/or business productivity.
Projects had to address a challenge that the workforce system is facing in increasing opportunity, effectiveness, and/or scale in addressing the training, placement, or advancement of career seekers and/or the advancement of key industry sectors in terms of business expansion or layoff aversion.
“We are very pleased that this private/public partnership is allowing us to bring resources to the North Bay and fund projects which will enhance the economic vitality of our region.” said Damon Connolly, chair of the Workforce Alliance of the North Bay Governing Board and Marin County Supervisor.
A total of $207,300 in Innovation Fund grants will support the grantees’ efforts.
The awards allow the projects to utilize an additional $172,830 in resources, for a total investment of $380,130.
Innovation Fund recipient Mary Jane Burke, the superintendent of the Marin County Office of Education added, “We are thrilled to have the opportunity to offer this innovative program to both high school students and community members who are seeking to improve their professional skills. As we focus on our workforce development program in schools, this program will provide people with the most current technical skills in a variety of fields from building 3D models in virtual reality to using 360-degree video. Students will come away with skills that will launch them into future careers.”
“Wells Fargo invested in the Innovation Fund at its inception because supporting small businesses and developing our workforce will help build stronger communities,” said Thomas Sands, Wells Fargo’s region bank president for Northern California.
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LAKE COUNTY, Calif. – Hannah Wright, Realtor associate with Konocti Realty, has been named Top Producer for 2017 at Konocti Realty.
Wright has also received the Million Dollar Club Award with more than $5 million in sales for the year.
Wright has been in real estate in Lake County since 2014 and specializes in a wide variety of properties from residential to ranches.
“Hannah is a pleasure to be around and her excitement for the profession has lead to excellent customer care and service,” said Stacey Mattina, co-owner at Konocti Realty.
Wright, having been born and raised in Lake County, has a true passion for the area and it really shows in her love for a career in real estate.
Konocti Realty was established almost 50 years ago and has consistently been a local leader in sales and providing an excellent experience.
With exceptional local knowledge and professional expertise, their agents offer full real estate services throughout Lake County.
For more information, check out www.konoctirealty.com or contact Hannah Wright direct at 707-671-3604.
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Wenger is a third-generation farmer. His farming operation includes sharecropping, custom farm work and walnut hulling.
Wenger has served on numerous boards during his extensive career. Most recently, Wenger completed his fourth and final term as the president of the California Farm Bureau Federation.
"I am honored," said Wenger. "Advocating for the industry has been a great partnership with the California A State Fair and the Ag Advisory Council. I am truly humbled to receive this honor."
In addition to the Agriculturalist of the Year, other prestigious agricultural awards were also announced including the Wine Lifetime Achievement Award, which goes to two recipients Greg Boeger and The Bogle Family.
Both awardees are lifetime contributors and pioneers in the wine industry, placing California wines on the map both nationally and internationally.
The Vineyard of the Year is presented to Paraiso Vineyard/Smith Family Home Ranch for their consistency in producing grapes that have contributed to wine of superior quality and marketability within the commercial wine arena.
A new wine award was established for 2018 titled California All Stars. This posthumous award is to be given in recognition of exemplary service and contributions to innovators, educators and/or leaders in the world of wine based on their contributions to the California wine industry.
This year’s inaugural awards go to Fresno State University Professor Kenneth Fugelsang and Fetzer Vineyards Winemaker Dennis Martin.
Wenger will be honored at the California State Fair Gala benefiting the youth scholarship programs of the Friends of the California State Fair on Thursday, June 21.
The Agriculturalist of the Year will also be publicly recognized at California Agriculture Day on the west steps of the State Capitol on Tuesday, March 20.
In addition, the Wine Lifetime Achievement, Vineyard of the Year and California All Stars recipients will be honored at the annual Wine Judges Dinner on Tuesday, March 27.