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Joining a coalition of 17 Attorneys General in filing an amicus brief, Attorney General Becerra underscored that, under law, the president may only appoint a new director for the CFPB by going through the normal Senate confirmation process.
That process would help ensure that the president appoints a director who is committed to protecting consumers from fraud, abuse, and unfair business practices, true to the CFPB’s mission.
The CFPB has returned more than $12 billion to American consumers since being created in the wake of the financial crisis. It was carefully crafted by Congress to be an independent agency.
“President Trump is attempting a hostile and illegal takeover of the Consumer Financial Protection Bureau. He has installed as acting director a man who has consistently sided with Wall Street over Main Street, and hardworking Americans have been suffering as a result,” said Attorney General Becerra. “In just three months in office, Mick Mulvaney has rolled back important consumer protections. Enough is enough. We are today making clear that the Trump Administration is not above the law and that the acting director of the CFPB should be Leandra English. The California Department of Justice has proudly worked with and defended this critical agency. We will continue doing so.”
On Nov. 24, 2017, CFPB Director Richard Cordray stepped down and Deputy Director Leandra English became acting director, pursuant to the law governing the CFPB.
That same day, President Donald Trump moved to politically appoint a known antagonist of the CFPB, the current Office of Management and Budget Director Mick Mulvaney, as the acting CFPB Director.
Among some of the most egregious actions Mick Mulvaney has taken to undermine the CFBP are:
– Jan. 18, 2018: Mulvaney drops lawsuit against payday lenders.
– Jan. 19, 2018: Mulvaney requests a total of $0 for the CFPB’s second-quarter budget.
– Jan. 25, 2018: Mulvaney delays rule that would have provided protections for consumers who use prepaid cards.
– Feb. 5, 2018: Mulvaney reportedly ends CFPB’s investigation of Equifax. In September, Equifax, one of the nation’s three major credit reporting agencies, announced that it had suffered a massive data breach, which affected 145 million Americans and over 15 million Californians.
In filing the amicus brief, Attorney General Becerra joined the attorneys general of Washington D.C, Connecticut, Delaware, Hawai'i, Illinois, Iowa, Maine, Maryland, Massachusetts, Minnesota, New Mexico, New York, Oregon, Rhode Island, Vermont, and Washington.
Last month, the U.S. District Court for the District of Columbia denied Deputy Director Leandra English’s motion for a preliminary injunction and left Mick Mulvaney in charge of the CFPB.
Deputy Director Leandra English appealed that decision, and the D.C. Circuit Court of Appeals has granted an expedited hearing.
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Brian Fisher will be making a presentation of their exciting new Web site that is under development.
Anyone is welcome to come and view the presentation as it is indeed meant to boost and encourage new membership.
Participation is the key that drives the group’s progress and continues to improve Kelseyville’s image and appeal as a place to visit.
Seating capacity at this event is limited so you must RSVP in order to attend the pasta feed.
If you would like to join them just for the presentation, doors will be open to you at 7 p.m.
Please understand that if your name is not on the registration list you will not be able to join them until 7 p.m.
Tickets for the event are $15 per person and can be purchased ahead of time by visiting https://events.r20.constantcontact.com/register/eventReg?oeidk=a07ef23bene27096f23&oseq=&c=&ch=.
For further information please call, Helen Finch at 707-972-1807.
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LUCERNE, Calif. – Closed for the month of January to “refresh and renew,” Lakeside Art & Gifts – located next to the boat launch at Lucerne Harbor Park – is reopening in February.
Renovated by local artist and designer Brenda Reyes, the store has taken on an entire new look and feel.
“We love our store and wanted to give our guests a brand new shopping experience,” Reyes said. “Adding new displays, new decor, new paint and even two new artists, I believe we accomplished that.”
The entire renovation took nearly a month to complete and the artists’ co-op, located in the Harbor Village Artists Complex at 3697 E. Highway 20, is ready to have shoppers browse and buy.
Lakeside Art & Gifts hours are Thursday to Sunday from 11 a.m. to 4 p.m.
Several of the co-op’s 16 guest artists will be stopping in the store throughout the month of February.
You can find them on the web at www.lakesideart.org or like them on Facebook at Lakeside Art and Gifts.
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The rule issued in 2011 clarified that, consistent with long-established cultural and legal understanding, gratuities are the sole property of employees.
Under the Trump Administration’s proposed rule change, employers would be allowed to pocket tips earned by employees who are paid the federal minimum wage.
According to the Economic Policy Institute, this could result in employers taking up to $5.8 billion of workers’ earned tips.
The U.S. Department of Labor, which is spearheading the rule change, reportedly decided to shelve an economic analysis that highlighted the billions in gratuity earnings that workers could lose.
“When customers tip an employee, they expect their money to go to the employee, not the employer. Hardworking men and women, especially those who are paid close to the minimum wage, depend on every penny they've earned to feed their families, keep a roof over their heads, or advance their education or careers,” said Attorney General Becerra.
“The California Department of Justice is prepared to use every tool at our disposal to protect these hardworking Americans,” Becerra said. “We file our opposition today with a particular sense of urgency, given that the U.S. Department of Labor reportedly took action to obscure the unfavorable economic analysis showing that workers could lose billions in earnings if the proposed change goes into effect.”
Under the Fair Labor Standards Act, employers are required to pay their employees the federal minimum wage.
Employers can meet this requirement either by paying employees the full cash federal minimum wage – currently $7.25 per hour – or by paying a lower cash wage, no less than $2.13 per hour, and making up the difference with the tips that the employee earns. The latter practice is known as a “tip credit.”
The Trump Administration’s proposed rescission of the 2011 rule would allow employers who pay employees the federal minimum wage to claim the employees’ tips for any purpose.
Unlike federal law, California law requires employers to pay all employees a cash minimum wage and prohibits employers from commandeering “any gratuity or a part thereof” intended for an employee. However, workers in many other states do not have the same protections.
Joining Attorney General Becerra and co-leaders Illinois Attorney General Lisa Madigan and Pennsylvania Attorney General Josh Shapiro in sending today’s letter are the Attorneys General of: Connecticut, Delaware, Iowa, Maine, Maryland, Massachusetts, New York, North Carolina, Oregon, Rhode Island, Virginia, Vermont, Washington and the District of Columbia.